How to use a .png in Photoshop

PNG stands for Portable Network Graphic. You don’t really need to know this, but non-the-less, you will sound really intelligent when you tell people.

 Here’s what you want to know about the .png format:

1. The transparent background has no limits!
2. PNG images have a loss-less compression. 
3. The PNG format also supports 24-bit color like the JPEG format. A PNG image may include over 16 million colors. Keep in mind a GIF is also transparent, however, mostly used for animated graphics. GIF images only include a maximum of 256 colors. 

Very basic steps to using .png files in Photoshop:
Open Photoshop.
Open the image, or layout you would like to use.
Photoshop is all about layers, make sure your layers panel is open.

 Layer > New > Layer

i am adding sonakshi Sinha's Pic here

This photo card is a.png too! Add your image, adjust, and yoo! Done!